Arab Payment Services
Trusted By The Market Leaders
We are proud of providing sophisticated financial services to our clients in Iraq
Our Services
At APS, we are committed to delivering the best experience across all our services, ensuring excellence at every step.
Visa & Master cards
Cards issuing and acquiring
We offer instant issuance of Visa and MasterCards with global access at ATMs, online, and points of sale, providing top-notch security and convenience. Our comprehensive technical support covers all types of electronic cards, including debit, credit, and prepaid cards. We coordinate with banks to ensure compliance with Central Bank of Iraq regulations for MasterCard EMV chip cards. Additionally, we assist with card design, licensing, and operational requirements in collaboration with MasterCard and Visa.
ATM Services
24/7 ATM uptime and support
- APS offers comprehensive ATM solutions for banks, ensuring seamless 24/7 operation and monitoring. Our services include:
- Continuous management and control of ATMs around the clock.
- Secure transfer of transaction data to issuers, including MasterCard, and Visa.
- Efficient management of cash discrepancies, ensuring accurate reconciliation of ATM transactions, especially under APS operation.
POS Devices
Efficiency in Every Transaction
- As agents for the International Company Ingenico in Iraq, we supply high-quality POS devices along with professional technical support for installation, maintenance, and operation. Our POS solutions enable businesses to accept international cards (MasterCard and Visa), minimizing the reliance on cash transactions. With our POS systems, you can:
- Boost sales with easy card payments.
- Secure money transfers directly to your bank accounts.
- Track daily sales with ease.
- Avoid issues with damaged or counterfeit currency.
E-Payment Gateway
Your Trusted Digital Transaction Partner
- APS Electronic Payment Gateway enables secure online payments anytime, enhancing efficiency and reducing cash handling risks, making it essential for digital commerce.
- Secure, round-the-clock online payment processing with multiple options.
- Improves efficiency, reduces risks, and lowers paper-related costs.
- Serves various sectors, including government, education, healthcare, retail, and telecom, requiring a static IP and compliance with international security standards.
Stay Safe, Stay Secure
- At APS, protecting our clients personal and financial information is our top priority. We educate the community on fraud prevention and actively monitor transactions, contacting clients if any suspicious activity is detected.
- We provide resources to help clients recognize and prevent fraud.
- Our team is always available to assist with any concerns about suspicious transactions.
Serving Government Sectors
Smart Solutions for Modern Needs
Collaborating with leading government entities and educational institutions to drive impactful results.
Trusted by Millions for
Annual Processed Transactions
Active POS Terminals
Bank ATMs in Service
e-commerce Merchants
Certifications and Licenses
Affirming Our Commitment to Standards
APS has certifications and licenses that show our commitment to meeting industry standards and providing quality service.
