ATM MachinesIssuing And Processing Cards
Fraud ProtectionMobile ApplicationE-Bill Payment Aggregator
E-Payment GatewayPoint of Sale (POS) Devices
  1. About Us

Arab Payment Services

An Iraqi company, licensed by the Central Bank of Iraq, offering secure electronic payment services with a local exchange and data center in Baghdad, ensuring 24-hour service delivery.

Bank Services

ATM MachinesIssuing And Processing Cards

Institutions Services

Fraud ProtectionMobile ApplicationE-Bill Payment Aggregator

Individual Services

E-Payment GatewayPoint of Sale (POS) Devices

Company

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©2026All rights reserved forAPSCompany, Designed & Developed by APS Development Team

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v1.0.5

Who We Are

Arab Payment Services (APS) is a proudly Iraqi company dedicated to advancing electronic payments and banking technology in Iraq. Licensed by the Central Bank of Iraq and Mastercard, APS meets global data security standards and operates Iraq's first local exchange network linked with the Central Bank.

Governed by Iraq's Electronic Payment Law No. (3) of 2014, APS has positioned itself as a leader in financial technology. Our primary data center in Baghdad ensures we can deliver efficient, secure services, while our in-house card production facility enables us to issue and deliver cards within 24 hours, setting us apart in speed and reliability.

Our Services

We provide payment processing services for merchants, retailers, government, banks, and other firms as well as other payment services with a variety of products that cover the market needs. Our competitive rates and 24/7 customer support ensure businesses will receive a full-service processing experience with custom-tailored solutions and the best payment processing equipment.

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Our Goals

Empowering Banks, Government, and Private Sectors

Empowering Banks, Government, and Private Sectors

We are committed to supporting Iraq’s banks, government entities, and private institutions with advanced technical support, comprehensive financial solutions, and secure electronic payment systems. Our goal is to enhance efficiency and modernization across all sectors of the financial landscape, ensuring reliability and security.

Putting Customers First

Putting Customers First

Our commitment to our customers is unwavering as we strive to provide exceptional service that meets individual requirements. We offer personalized solutions that are adaptable, ensuring they align with the unique needs of each client. By focusing on competitive pricing, we make high-quality financial services accessible without compromising on value.

Transforming Society

Transforming Society

We are dedicated to raising financial standards by promoting electronic transactions, such as credit card payments. Through awareness initiatives, we aim to align Iraq’s financial practices with global trends and foster a more connected and empowered society. Our efforts will help increase adoption and understanding of digital financial solutions.